• PayPal's industry-leading loss rate is less than 0.5%.
  
  
• We protect sensitive information using state-of-the-art encryption, so your data is not available to anyone.

• Our proprietary risk models help detect and predict fraudulent transactions - before they affect your business.
  
  
• We use CVV2 checks to thwart identity theft.
  
  
• And we employ patent-pending bank account verification as an additional level of authentication.

• PayPal fights chargebacks to help your business avoid losses.
  
  
• As well as our leading-edge technology, more than 1,000 employees are dedicated to making eBay and PayPal safe places to trade.

High Level Security

Safeguarding your financial and personal information is one of our most important priorities. That’s why we automatically encrypt all sensitive information sent between your computer and our servers.

Your computer:

When registering or logging in to our site, we verify that your Internet browser is running Secure Sockets Layer 3.0 (SSL) or higher.

In transit:

Information is protected by SSL with an encryption key length of 128 bits (the highest level commercially available).

PayPal servers:

Your personal information is stored on our servers and heavily guarded, both physically and electronically. To further shield your credit card and bank numbers, we do not directly connect our firewall-protected servers to the internet.